June 6, 2013

  • 12:25pm

    Posted To: MND NewsWire

    Although there was no information as to precisely what precipitated it, Wells Fargo Bank , N.A. has agreed to invest $39 million dollars to help improve housing in 45 communities across the country. The agreement between the Bank and the National Fair Housing Alliance (NFHA), 13 private fair housing organizations and the Department of Housing and Urban Development ( HUD ) was announced by HUD today. The...
  • 12:24pm

    Posted To: MND NewsWire

    Every month Fannie Mae releases a report on the results of its most recent National Housing Survey. The survey, which is conducted by telephone among about 1000 homeowners and renters asks them about 100 questions regarding their attitudes toward homeownership and renting, the economy, and their own financial situation. Occasionally the company does a deeper analysis of some subsets of the data and this month...
  • 12:22pm

    Posted To: MND NewsWire

    For the fifth straight month more than 70 percent of U.S. Metropolitan areas are listed as "improving" by the National Association of Home Builders/First American Improving Markets Index. The Index for June posts a total of 263 metro areas that have had six straight months of improvement in their respective performances on measures of housing, employment, and home prices. Twenty-nine new markets joined the list...
  • 10:44am

    Posted To: Pipeline Press

    Remember all those folks that had their 401(k)'s tied up in stocks like Countrywide, Bank of America, Lehman Brothers, National City, WAMU... the list goes on and on, and now they're all saying they'll have to work into their 80's because those stock prices plummeted and they didn't diversify? Stock prices are interesting animals, and the market is keenly interested in the prices...
  • Posted To: MBS Commentary

    Today is the last before the event we've been waiting for since May 22nd. It was that dose of unexpectedly candid taper talk from Bernanke (later emphasized by FOMC Minutes) that sent bond markets into a tailspin, with 10yr yields crossing into ominous territory over 2.07 and MBS growing progressively weaker by comparison. Incidentally, the latter was discussed in greater detail yesterday morning...

June 5, 2013

  • Posted To: MBS Commentary

    MBS Live : MBS Afternoon Market Summary The blood-letting in MBS continued today in terms of price gains relative to broader rates markets. For instance, 10yr Yields were roughly 6 bps lower than yesterday's close and 5bps better than yesterday's open--a healthy improvement on any day. MBS, on the other hand, merely trickled out in line with yesterday's opening levels in Fannie 3.0s and fared...
  • Posted To: Mortgage Rate Watch

    Mortgage rates were mixed today , with different parts of the interest rate spectrum moving in different directions. In other words, for borrowers buying their rate down below 4%, closing costs improved by a very small amount. For rates above 4%, borrowing costs rose modestly in most cases. On average, there was no change to the average best-execution rate for 30yr Fixed, Conventional loans....
  • Posted To: MND NewsWire

    More than 750 builders are in Washington today, attending the National Association of Home Builders ( NAHB ) annual Legislative Conference. Over 300 separate meetings were to be held between NAHB members and members of the House and Senate to discuss policies that will keep the recovery on track and increase housing opportunities. "We are sending a loud and clear message to members of Congress that a strong...
  • Posted To: MND NewsWire

    The fifth annual report of the State Regulatory Registry (SRR) shows substantial growth in its National Mortgage Licensing System ( NMLS ) as that system was expanded to allow state agencies to use it to manage a wide range of non-depository financial services licenses. At the end of the 2012 SRR reports that 13 state agencies were using NMLS to license a total of 37 non-mortgage license types including money...
  • Posted To: MND NewsWire

    Following the success of an escalation process initiated in February, Fannie Mae is introducing another website tool to help real estate professionals close short sale transactions. Real estate listing agents will now be asked to register accepted short sale offers with Fannie Mae to provide greater transparency and to allow the company to work with mortgage servicers to expedite the sale. Agents will provide...

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